Trust & Estate Services
Create clarity, safeguard against vulnerabilities, and ensure that your wealth is passed forward with fidelity to the vision of those who built it.
Fulfill Your Legacy Objectives
The gift of thoughtful estate planning today can create, protect, and sustainably provide for the healthcare, education, and overall comfort of multiple generations.
Issues
- Predatory creditors and ex-spouses
- Conflicting advice from advisors
- Doubts over fulfillment of your wishes
- Exposure to large federal estate tax
- Perpetual college expense funding
- Complicated trust documents
Solutions
- Strategically formed entities (i.e. LLC)
- Asset protection trusts
- Expert, unconflicted estate guidance
- Strategic estate valuation discounting
- Multigenerational Dynasty Trust
- Generation-skipping tax planning
Benefits
- You remain in control
- Shielded from creditors and ex-spouses
- Clear, consistent guidance
- Avoid a perpetual 40% estate tax
- Preserve multigenerational wealth
- Peace of mind
Meet Mike
Mr. Koenig believes that transitional wealth includes the values and principles of those who built it. With a unique fluency in psychology, finance, and law, Mike commits himself as a steward to fulfilling your long-term vision, fostering lasting harmony among family members, and safeguarding your multigenerational family legacy.
Michael T. Koenig, CFP®, J.M.
Mike is a Certified Financial Planner® with a degree in psychology, a master’s certificate in finance, a JurisMaster of Law degree, and nearly 40 years of expertise in trusts & estates.
Clarity in Difficult Times
When time is short and emotions are high, your loved ones should be by your side - not searching the house for legal documents.
Centralized Storage
Your Personal Financial Website includes a cloud-based document vault; a centralized storage for medical directives, health care declarations, wills, trusts, entity documents, insurance policies, and key account information.
Secure, Permission-Based Access
By simply sharing your Document Vault password, secure access to your entire financial and estate profile becomes available to your spouse, heirs, trustees or other fiduciary professionals - instantly, 24/7, from anywhere.
Less Stress in Difficult Moments
Before, during and after the final good-byes; your loved ones can have complete digital access to your entire estate plan with a single mouse click, without wasting precious moments digging through your home for important documents.
Simplicity of Transition
The first, most practical gift you can give your survivors is the value of your foresight; the seamless, organized transfer of your wealth, with everything your family and fiduciaries need in one place, so future generations can move forward with clarity instead of confusion.
Want more details?
Call, email, or meet with a member of our FinancialTeam.
Trust & Estate FAQ
Answer:
A will is just one piece of an estate plan. A complete plan can also include powers of attorney, healthcare directives, beneficiary designations, and sometimes trusts. Together, these documents help protect you if you’re alive but incapacitated, and ensure your wishes are carried out efficiently after you’re gone.
Answer:
A will is a list of your instructions to a probate court for how you would like your property to be inherited. A trust is a legal arrangement that holds title to certain assets during your lifetime and then instructs a Trustee how to distribute them after you're gone. Because no probate court is required, it affords you greater privacy, fewer post-mortem costs and delays, add the flexibility to add tax and asset protections.
It's not just about estate taxes. The higher, now-permanent federal exemption (rising to $15 million per person / $30 million per couple in 2026) means fewer families will owe federal estate tax, but many states still have their own estate or inheritance taxes with much lower thresholds. Planning is still essential for asset protection, some state's estate taxes, income taxes on heirs, business succession, and making sure wealth is used wisely across generations.
Absolutely! The ownership of your business is a taxable asset of your estate, and that ownership must transfer according to your estate plan to be valid and effective. True business succession also requires extra attention and documentation, such as buy–sell agreements, updated operating or shareholder agreements, and carefully coordinated trust and beneficiary designations, to help ensure the enterprise itself continues smoothly.
Definitely. With the right asset-protection planning today, you can leave assets to your children in a way that shields those funds from future risks they may not be able to guard against themselves, such as divorce, lawsuits, creditors, or poor financial decisions. By using properly structured trusts and carefully drafted distribution rules, you can give your children access to the inheritance while keeping the underlying assets better protected than if they received everything outright in their own names.