Good Advice ... or Just a Good Sales Pitch?
labor

"Financial companies often pay advisers more to promote certain products rather than to recommend what is best for their customers. That incentive creates what is known as a conflict of interest. And conflicts of interests sometimes can cause advisers to give bad advice."

-U.S. Dept of Labor - 2017

It's true.

"Fee based", "fiduciary duty" and "best interest" are just fashionable buzzwords when this is happening behind the scenes on Wall Street.

Over 20 years ago, we broke away from the big institutions and dedicated our careers to making sure it doesn’t happen to you.

If you are seeking expert guidance with investments, retirement or estate planning, the FIRST thing to do is find someone you can TRUST.

Welcome to FirsTrust

 

What Serving your BEST Interest Looks Like... 

True Objectivity
True Objectivity

As true Fee-Only advisors, our judgment is never clouded by sales incentives and our client loyalties are never divided by a Wall Street profit agenda. 

True Expertise
True Expertise

Our knowledge comes from expert accreditations. Our wisdom comes from over 20 to 30 years of experience in our respective fields of expertise.

True Independence
True Independence

Our investment choices are never dictated by profit-seeking shareholders. We are free to independently evaluate and compare investments from anywhere  to find those that best meet your objectives.

True Value
True Value

We are paid to deliver results. And the cost of our services is often offset by reducing your current taxes and investment expenses. There is no reason for you to pay more or settle for less.

True Customization
True Customization

Every client's financial plan is custom-tailored to their objectives, not just a "rule of thumb", and implemented with a sound investment process, not just "allocated" among cookie-cutter models.

True Transparency
True Transparency

It's your money. You have the right to insist on absolute clarity about all fees and expenses without worrying about hidden conflicts of interest.

See How We Would Approach
Your Financial Goals
video
Why Hire Us?

See what you can expect from our expert Private Wealth Management services.

video
How Risky Is Your Portfolio?

A Nobel Prize-winning risk analysis helps engineer an investment portfolio to achieve your goals with a 95% probability range.

video
Cutting Edge Technology

See our amazing tools for organizing your finances, collaborating with your advisors and monitoring your results.

Wealth Management
Wealth Management
Learn More
Investment Management
Investment Management
Learn More
Trust & Estate Management
Trust & Estate Management
Learn More
Stay Informed With Our Resource Center

Continued education is essential to understanding finances - both professionals and consumers. Please take a look at the following blog and other contemporary articles that you may find relevant, and feel free to contact us with your questions. 

blog
10/24/2019
Hiring a Fee-Only Financial Planner? Here’s What You Need to Look for First ( @ Clark Howard.com )

.......According to Barron’s magazine, some $17 billion is lost in retirement savings every year simply because dishonest financial advisors steer their clients toward investments that meet general suitability requirements but aren’t in the best interests of their client base. Why? These investments pad the advisor’s pocket with fat commissions. So now more than ever — in the absence of an official fiduciary rule requiring advisors to put their clients’ interest above their own — you have to be sure your advisor clearly discloses any conflicts of interest upfront before you agree to do business with them. That’s where Form ADV comes into play… Read More

blog
10/23/2019
A 6-step guide to choosing the right financial professional for you

Getting help on your financial decisions isn’t a bad thing. But with so many professionals and options out there, how do you go about choosing the right expert to work with? Read More

blog
9/9/2019
Investing: What your advisor isn't telling you (By LISA GERSTNER)

Barbara Roper, director of investor protection for the Consumer Federation of America and a member of the Securities and Exchange Commission 's Investor Advisory Committee, discusses what investors should expect from brokers and advisers. Read More

logologologologo