Trust & Estate Planning in Boca Raton
Fee-only fiduciary advisors serving Boca Raton. No commissions. No conflicts. Just advice that puts your interests first.
Palm Beach County families with significant wealth face estate planning complexities that require specialized expertise—dynasty trusts, generation-skipping strategies, family limited partnerships, and sophisticated asset protection structures. FirsTrust's Boca Raton team brings deep experience in multigenerational wealth transfer, working alongside your estate attorney to build legal structures that preserve your legacy and protect your heirs for generations to come.
The FirsTrust Difference
Why Choose a Fee-Only Advisor in Boca Raton?
When it comes to trust & estate services, the advisor you choose matters. Here's what sets us apart.
100% Fee-Only
No Commissions, Ever
We're compensated directly by our clients—never by commissions, referral fees, or product sales. This eliminates conflicts of interest that can compromise your financial future.
Fiduciary Standard
Your Interests First
As registered investment advisors, we're legally bound to put your interests ahead of our own. This is the highest standard of care in the financial industry.
Transparent Fees
No Hidden Charges
You'll always know exactly what you're paying. Our fees are clearly disclosed upfront—no surprises, no fine print, no games.
CFP® & CFA® Certified
Proven Expertise
Our advisors hold the most rigorous credentials in financial planning and investment management—backed by years of education and experience.
Ready to work with advisors who put you first?
Schedule a CallFulfill Your Legacy Objectives
The gift of thoughtful estate planning today can create, protect, and sustainably provide for the healthcare, education, and overall comfort of multiple generations.
Issues
- Predatory creditors and ex-spouses
- Conflicting advice from advisors
- Doubts over fulfillment of your wishes
- Exposure to large federal estate tax
- Perpetual college expense funding
- Complicated trust documents
Solutions
- Strategically formed entities (i.e. LLC)
- Asset protection trusts
- Expert, unconflicted estate guidance
- Strategic estate valuation discounting
- Multigenerational Dynasty Trust
- Generation-skipping tax planning
Benefits
- You remain in control
- Shielded from creditors and ex-spouses
- Clear, consistent guidance
- Avoid a perpetual 40% estate tax
- Preserve multigenerational wealth
- Peace of mind
Clarity in Difficult Times
When time is short and emotions are high, your loved ones should be by your side - not searching the house for legal documents.
Centralized Storage
Your Personal Financial Website includes a cloud-based document vault: a centralized storage for medical directives, healthcare declarations, wills, trusts, entity documents, insurance policies, and key account information.
Secure, Permission-Based Access
By simply sharing your Document Vault password, secure access to your entire financial and estate profile becomes available to your spouse, heirs, trustees or other fiduciary professionals - instantly, 24/7, from anywhere.
Less Stress in Difficult Moments
Before, during, and after the final goodbyes, your loved ones can have complete digital access to your entire estate plan with a single mouse click, without wasting precious moments digging through your home for important documents.
Simplicity of Transition
The first, most practical gift you can give your survivors is the value of your foresight; the seamless, organized transfer of your wealth, with everything your family and fiduciaries need in one place, so future generations can move forward with clarity instead of confusion.
Trust & Estate FAQ
Answer: A will is just one piece of an estate plan. A complete plan can also include powers of attorney, healthcare directives, beneficiary designations, and sometimes trusts. Together, these documents help protect you if you’re alive but incapacitated, and ensure your wishes are carried out efficiently after you’re gone.
Answer: A will is a list of your instructions to a probate court for how you would like your property to be inherited. A trust is a legal arrangement that holds title to certain assets during your lifetime and then instructs a Trustee how to distribute them after you're gone. Because no probate court is required, it affords you greater privacy, fewer post-mortem costs and delays, and the flexibility to add tax and asset protections.
It's not just about estate taxes. The higher, now-permanent federal exemption (rising to $15 million per person / $30 million per couple in 2026) means fewer families will owe federal estate tax, but many states still have their own estate or inheritance taxes with much lower thresholds. Planning is still essential for asset protection, some states' estate taxes, income taxes on heirs, business succession, and making sure wealth is used wisely across generations.
Absolutely! The ownership of your business is a taxable asset of your estate, and that ownership must transfer according to your estate plan to be valid and effective. True business succession also requires extra attention and documentation, such as buy-sell agreements, updated operating or shareholder agreements, and carefully coordinated trust and beneficiary designations, to help ensure the enterprise itself continues smoothly.
Definitely. With the right asset-protection planning today, you can leave assets to your children in a way that shields those funds from future risks they may not be able to guard against themselves, such as divorce, lawsuits, creditors, or poor financial decisions. By using properly structured trusts and carefully drafted distribution rules, you can give your children access to the inheritance while keeping the underlying assets better protected than if they received everything outright in their own names.
Frequently Asked Questions
Common questions about trust & estate services in Boca Raton
Fee-only means we're compensated solely by our clients—never by commissions, referral fees, or product sales. This eliminates conflicts of interest that can compromise advice quality. When you work with FirsTrust for trust & estate services, you can trust that our recommendations are 100% in your best interest.
Financial advisor fees in Boca Raton vary widely. Commission-based advisors may appear "free" but earn money from products they sell you. FirsTrust uses transparent fee-only pricing—we're compensated directly by our clients, never by commissions. Contact us for a free consultation to discuss pricing for your specific situation.
A fiduciary is legally required to put your interests first. Many "financial advisors" only need to recommend "suitable" products—which may include options that pay them higher commissions. FirsTrust advisors are fiduciaries, meaning we're held to the highest standard of care and must always act in your best interest.
While you can manage trust & estate services on your own, a qualified advisor brings expertise in tax optimization, investment strategy, and estate planning that may benefit your overall financial picture. An advisor can help you avoid common mistakes, stay disciplined during market volatility, and coordinate complex planning decisions. Whether professional guidance is right for you depends on your unique situation—schedule a consultation to discuss your needs.
Look for advisors who are Registered Investment Advisors (RIAs) with the SEC, hold credentials like CFP or CFA, and operate as fee-only fiduciaries. You can verify credentials at BrokerCheck.finra.org and advisorinfo.sec.gov. FirsTrust is a registered RIA and our advisors hold CFP and CFA certifications.
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