Investment Management in Boca Raton
CFA-led portfolio management for South Florida families. Your investments, income needs, and tax strategy, coordinated.
Fee-Only
Compensated solely by our clients. No commissions. No conflicts.
Serving Florida Since 1995
Three decades of fee-only fiduciary wealth management.
You Understand Markets. The Value Is in What Happens Between the Trades.
Every portfolio governed by a CFA charterholder. Every decision documented in your Investment Policy Statement.
You spent a career in finance, or in a C-suite close enough to understand how capital markets work. You do not need someone to explain what a bond duration is. What you need is the discipline, coordination, and tax awareness that self-managed portfolios almost never achieve.
Which account should the dividend-paying equities sit in? When should losses be harvested to offset the gain from selling your Northern property? How much can you withdraw this year without triggering a higher Medicare premium bracket? What does your portfolio need to generate if country club dues, property taxes, and healthcare cost more than you projected? These are not investment questions. They are coordination questions. And they require a team that connects your portfolio to your tax plan, your estate plan, and your spending every quarter. View our investment management approach
Your Boca Raton FinancialTeam
Christopher Cannon, CFA
Chris is a CFA charterholder with 33+ years of investment experience spanning institutional trading, arbitrage, and private client management.
Brian Sirota, CFP®, ChFC®, MBA
Brian is a Certified Financial Planner® and Chartered Financial Consultant with an MBA and 17 years of planning experience.
Investment Considerations for South Florida Families
Income-Focused Portfolio Construction
Bond ladders, dividend strategies, systematic withdrawal plans, and annuity integration where appropriate. Sustainable cash flow designed for a multi-decade retirement horizon.
Institutional-Quality Expectations
Many Boca families come from careers in finance. Your portfolio reflects that sophistication: factor-based construction, tax-loss harvesting, asset location optimization, and transparent reporting.
Real Estate Concentration Counterbalancing
Luxury coastal property often represents the single largest asset. Your liquid portfolio provides diversification, income, and liquidity that your real estate cannot.
Portfolio Transition Management
Families arriving from other advisors need tax-aware transitions that preserve cost basis advantages and minimize unnecessary tax events.
Common Questions About Investment Management in Boca Raton
Income generation in retirement requires balancing yield against risk, liquidity, and inflation protection. Your portfolio may include a combination of bond ladders (providing predictable maturity dates and cash flow), dividend-paying equities (providing growth potential with income), and where appropriate, fixed or indexed annuities for baseline income certainty. The specific allocation depends on your spending needs, tax situation, other income sources (Social Security, pensions), and time horizon. Your FinancialTeam designs income strategies within your Investment Policy Statement, coordinated with your tax plan. Investment income and returns are not guaranteed. Learn more
Families with institutional-level market understanding often benefit most from the coordination, discipline, and tax management that a FinancialTeam provides. Self-managed portfolios rarely integrate investment decisions with tax-loss harvesting, Roth conversion timing, RMD strategies, asset location across account types, and estate plan implications. The value is not in stock-picking or market timing; it is in the continuous coordination of investment, tax, and estate decisions within one framework. Vanguard's research suggests this type of coordinated advice may add approximately 3% in net returns annually through behavioral coaching, tax efficiency, and disciplined portfolio management. Past performance and studies do not guarantee future results. Learn more about our difference
Real estate is treated as part of your total asset allocation. If barrier island or luxury property represents 30 to 50% of your net worth, your liquid portfolio is constructed to provide exposure to asset classes, sectors, and geographies that your real estate does not. We also model property-related cash flows (taxes, insurance, maintenance, potential renovation, and eventual sale) within your financial plan so that your investment strategy accounts for both the asset and its ongoing costs. Real estate values are not guaranteed and can fluctuate.
FirsTrust charges a single transparent fee based on a percentage of assets under management. There are no commissions, no transaction fees, and no additional charges for planning, tax coordination, or estate oversight. View our complete fee schedule
All client investment accounts are held at Charles Schwab & Co., Inc. FirsTrust never takes possession of client funds. You retain full access, authorize transactions, and receive statements directly from the custodian. Learn more about how we protect your interests