The FirsTrust Difference
The FirsTrust Difference


Who are FirsTrust clients?
Our clients are affluent retirees and those who aspire to be. Most of them are Florida individuals and families, professionals, business owners and Trustees.


Do you require a minimum account size?

No. If you have less than $1 million to invest, or you just need a financial plan, give us a call.


How can FirsTrust compete with major banks and brokerages?

We don't have to. Unlike banks and brokerages, we don't have a platform of financial products to sell. This allows us to perform a completely independent evaluation of financial offerings and objectively determine what's best for each client, whether it comes from a big-box brokerage on Wall Street or a small community bank. 


What is a FinancialTeam?

A FinancialTeam is our ensemble of expert investment managers, financial advisors, estate planners, tax experts & retirement specialists who collaborate to help our clients make wise financial decisions.


What's the difference between a "broker" and an "advisor"?

Great question. The vast majority of today's advisors have also become "dual licensed" as commission-paid brokers. At FirsTrust, we believe it isn't "advice" if it leads to a sales commission.


Is my money safe with FirsTrust?

Your money is never at FirsTrust. You can avoid being the victim of a broker who "Madoff" with your money by never giving them your money in the first place. Maintain safety and retain control by holding your accounts at a major, discount brokerage (TD Ameritrade, Schwab, etc.) Then, you can authorize FirsTrust to manage the investments in your accounts without giving away full control or authority.


What is your investment style?

Another excellent question. Many funds have one specific investment objective and many advisors have their own specific style. At FirsTrust, we believe each client's individual goals set the investment objective, and we believe in achieving that objective by implementing investment techniques that offer the highest probability of success with the least amount of expected risk, tax drag and cost. 


I think my broker is also a Fee-Only Advisor.

Not likely. Only about 5% of "advisors" are actually Fee-Only; which means they ONLY hold ONE license - to provide advice for a fee. Ask any advisor which licenses he/she holds (mutual funds, life insurance and annuities, stocks & bonds, etc.). If there's more than one, he/she isn't Fee-ONLY. Plus, you'll probably find out what he or she will eventually "recommend" for your money.

Who typically hires an independent, Fee-Only advisor?

Anyone who wants unbiased financial advice from a seasoned expert with no products to promote, no conflicting profit agendas, no corporate sales pressures or quotas, and a ton of high-tech resources.


What is your principal field of expertise?

This is another great question - because nobody is an expert in everything. At FirsTrust, financial planning, investment management, taxes, retirement planning and trust & estate services are provided by expert specialists who collaborate as a FinancialTeam on comprehensive wealth management solutions for your family.


How often do we meet with you to review progress?

Routinely, often quarterly, and always at your convenience. For International clientele and those who prefer video conferencing, we frequently communicate via today's modern telecommunications technology.


What reports do you provide, and where do they come from?

We use complex data aggregation systems to retrieve information from your financial accounts, wherever they are held. The data is consolidated into a single platform that can generate dozens of analytical reports, and it provides you with a secure, real-time web dashboard to see all of your updated accounts and documents, 24/7.


Can you provide references?

Absolutely. Better yet, we can provide a list of CPAs and attorneys who are familiar with our services and willing to stake their own reputations on recommending us.


How do we get started?

A brief, initial conversation can help determine if we appear to be a good fit. If so, we can schedule a complimentary initial meeting to discuss your situation in further detail.


Contact us


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