Choosing a financial adviser: How you pay is critical as seen in NewsDay

It's no small matter entrusting someone to manage your investments.  Scrutinize the person almost as much as someone you marry.  There are several considerations, but how you pay the adviser is critical.   

Here's Why.

Financial adviser can be paid in several ways.  Some receive commissions based on investment products they sell you.  Others are fee-only, with some charging a flat fee and others charging a percentage of assets they manage for you.  And some are paid through a mix of fees and commissions.  

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