Short-Term: Funds needed within a brief time horizon will generally tolerate little risk. Focus on safety and liquidity, avoid anything that may impose a penalty for early withdrawal, give more attention to stability than inflation, and watch out for total costs, fees and expenses
Mid-Term: Determine the resources that can be can be allocated to each mid-term goal and calculate the rate of growth needed to achieve it. Balance investment risks, employ some concern for taxes and inflation, and consider reducing risk exposures over time as your goals approach.
Long-Term: Determine the resources that you can allocate to each long-term goal, and calculate the rate of growth needed to achieve it. Align investment risks in proportion to the expected return, consider the impact of inflation, evaluate domestic and international assets, and systematically capture losses and offset gains for tax efficiency. Monitor progress, benchmark your performance against the necessary rate of growth, and reduce risk exposures over time.
By pairing today's innovative technologies with our navigational expertise, FirsTrust can help achieve your investment goals with a portfolio that properly aligns risk with reward.
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FirsTrust’s investment management services are a process of discovery, design, advice, coordination, implementation, collaboration and reporting. This process is ongoing and evolves as our clients’ circumstances change.